Learn to Budget Your Finances in a Flash with Technology
Budgeting is not an easy task for some people, and that includes myself! I travel most of the day for my day job, and then have to worry about kids getting places and then of course dinner and publishing content for this site and tons more. Budgeting always ended up on the bottom of my priority list!
In order to save money, you have to know where your money is going! So building a budget is a must to get you started!
Below I will share the 2 Software Program/Apps that I personally used to start my budget and keep me on track daily.
Mint allows full automation of your finances and is available on through an app and on your desktop at Mint.com! Get a handle on your finances the free and fast way. Mint does all the work of organizing and categorizing your spending for you. See where every dime goes and make money decisions you feel good about.
– See all your accounts in one place. Enter your account info once and everything is done electronically
– Stay up-to-date on your money. Mint automatically updates and categorizes your information, and suggests ways to help you save.
– Safe and Secure
– Mint will send you alerts when you are over budget. You can also see at a glance your net worth, total debt, where you are under or over budget and tons more!
My favorite part of Mint is that I can use in on my Desktop, on my smartphone or tablet and all synchronize!
You can set up a free account at Mint.com
2) Google Sheets
I use Google Sheets to track all of my outgoing payments by month including balance on credit cards, mortgage etc to ensure that my debt goes down every single month!
Use this to see your total debt going down month after month. I am sharing the spreadsheet I actually use so that you can also see your debt go down monthly.
On the top part of the spreadsheet, enter your balances each month after your payment is made. The total columns already have a formula in them to total your debts!
I use the bottom part of the spreadsheet to record what I paid each month so I can ensure nothing is missed and see the monthly payments I made.
Use our Get Out of Debt Spreadsheet for yourself here
You can also use this spreadsheet for your entire Budget just by adding your income and your grocery and other expense categories if you prefer to not use Mint.com.
Other apps and Software that can be used to help you budget and keep track of receipts etc are:
Learn Vest Personal Financial App
More on Getting Out of Debt and Budgeting available NOW:
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This post is part of the 30 Day Budget Bootcamp that we put together last year with a team of more than 20 money-savvy bloggers who want to help you be better money managers. I wanted to share this step #13 Trying a Spending Freeze again this year as I think it is an important step in getting control of your budget! You can see the complete list of 30 days assignments with links over on our 30 Day Budget bootcamp page here
Topic: Budget Your Finances