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Tips to Reduce Monthly Expenses: Phone, Cable, Internet & Utilities


reduce expenses

With the rising costs of gas and food, we all have to watch where we are spending!! Keeping a roof over your head, food on the table and everything else in between tends to eat up our hard earned paychecks. By no means am I an expert on finances but there are some things I have done that have saved our household money so we could afford to do some of the fun things we like to do while still paying down our debt and putting some money in the bank. We have adapted our lifestyle by saving on every item we have to purchase with coupons and SAVING ON EVERY HOUSEHOLD BILL WE HAVE TO HAVE rather than cutting out the fun stuff!!

If you missed our first post on How to Reduce your “Must Have” expenses, please visit the post here to learn how to save on your mortgage and utility bills!! This post is the second in the series and is dedicated to reducing your cable, internet and phone bills!!

House Phone, Internet, and Cable Summary

When we first started our mission to reduce our “must have” expenses, there was no such thing as Netflix. We were using Time Warner Cable for Internet , Dish Network for Cable TV and Verizon for our home phone bill. We were paying approximately $250 for these services!! As much as a car payment.. this is going back around 7 years but thinking we were spending that much makes me cringe. Our first step to changing was combining all to Time Warner Cable which reduced the bill to around $195. Then along came Verizon Fios and for 2 years we only paid $145 for all movie channels, 1 DVR Cable box , 4 standard cable boxes for kids room, high speed fiber optic internet service and our phone bill!!. I had tried to get Time Warner to reduce their bill numerous times but they wouldn’t budge….until after I canceled the service. They offered me $90 for all three services-internet, cable and phone. Needless to say I was furious they didn’t offer that to me before I cancelled.

So then after our 2 years were up with Fios, we had to rebundle our deal and it was back up at 200 again!! We are limited with Fios because we are paying monthly charges for the 5 cable boxes which totals around $60 with no discounts! We couldn’t go back to Satelite service because we have too many trees around our house and would lose service often. Thankfully, a few months later Netflix came around and although our kids were not happy to lose all the cable movie channels in their rooms, I canceled all premium movie channels which dropped our bill by $35. I signed up for Netflix for only $8.99 month and we have been using that for the last year. Netflix is great because we use the kids video consoles(xbox 360, playstation 3 or Wii to connect to the internet wirelessly and get instant streamed movies. You can also use a Blue Ray player or purchase a device called Roku that will stream the Netflix movies from the internet.  We also get a DVD in the mail and once we watch it, we send it back and Netflix chooses another movie on our list. We can do this as many times a month as we want. I am amazed at how fast the movies get back to Netflix and how fast the new are sent out. I sent movie back on Tues of this week, received an email Weds am it was received and they are shipping out another that will be delivered Thurs!! Our bill now is around $175 to Verizon and Netflix and I still think that is too much…but at least we have saved

Cell Phones

This category is hard for us to manage because all 6 of us have a cell phone. Thankfully my cell is paid for by work. Verizon Wireless has been the preferred wireless service in our house. Service is great and rates are competitive.We have the cell phones on one bill and take advantage of the free cell to cell calls, family share program and monitor the allowed minutes so we will not go over. We pay around $150 month as long as we do not go over the minutes.


-Call or shop online for all of the internet and cable providers in your area and get the best monthly rates by calling each one.
-Don’t be afraid to share the competitive quotes with your internet/cable company. This should force them to give you better deal.
-Check out all the newest promos online and then call to see if they will give you an even better deal.

Here are a few links that could help you get started saving. If these services are not available in your area, then search for your providers promos online before calling!

Verizon Broadband/Fios/homephone -bundled  rates as low as $69.99
Verizon Wireless– get a free texting phone when signing a 2 yr contract
Time Warner Cable-TV and internet for $33 month
Dish Network– rates as low as $25 a month

I hope you can save on your monthly expense with a few of these suggestions! Stay tuned for our part 3 in the series – Food – gardening, cooking


  1. shannon Says:

    I am loving these tips. I hate my Verizon bill.

  2. Canceling or threatening to cancel worked for us on our cable bill too. They immediately went down $30.

  3. Julia Says:

    I often call my utility companies and request a decrease in price. I am often surprised as they usually can drop it a few dollars.

  4. Layne Says:

    Thanks for these tips!!

  5. Janell Says:

    Great tips! These are bills most of us have to pay, so it’s great to see you can save money!

  6. Stefanie Says:

    We only have a digital antanae which we paid $20 for but now our TV is FREE! We got about 30 channels, and that is all we need since you can watch basically everything on the internet these days.

  7. 6 cellphones? Wowee. My husband grew up without a tv so the satellite bill was new to him when we got married 😉

  8. SABRINA DIX Says:

    Great tips…thanks for sharing!

  9. Amanda H Says:

    We have no cable and love Netflix and Hulu!

  10. George Says:

    Hi Admin,

    Thanks for this awesome post.! I really enjoy reading it. I usually spend much on my food, electricity and internet line

  11. George Says:

    The cost of homeowner’s insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s).

  12. Michyle Says:

    I got rid of Dish network,5 years and don’t miss it! 200 channels sounds good, but who has time to watch all 200?
    I went back to antenna, and I get all the networks, and several other channels, plus I use Hulu Premium, that’s 11.97, and it’s the no commercial version, so from $90 a month to $12 that’s a big savings.

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